Liquidfin is an external debt collector focused on early delinquency collection — payments go directly into your trust account, so funds settle to you the moment your customer pays. We never hold your money.
We collect payments directly into your trust account — funds never sit with us waiting to be forwarded. No holding of funds, ever.
We specialise in early delinquency collections (EDC) — recovering accounts before they age into write-off territory, on a commission-only, no cure–no pay basis.
If Liquidfin has reached out to you on behalf of a creditor, we can help you arrange a fair, affordable repayment plan — professionally and compliantly, every step of the way.
A straightforward process built for visibility — no funds pass through a middleman on their way back to you.
You hand over early delinquency accounts to Liquidfin, ideally within the first cycles of non-payment.
→We reach out to the consumer professionally and compliantly, and agree an affordable repayment plan.
→Payments are collected directly into your trust account — funds are yours as they pay, with no holding of funds.
→You receive AOD, RPC and Conversion reporting so you always know exactly where your book stands.
Payments go directly into your trust account — we never hold or touch your money, from day one.
Funds are in your account the moment your customer pays. No third-party holding period, no reconciliation gap.
No fixed, take-it-or-leave-it rate — commission structures are agreed per book, on a no cure–no pay basis.
AOD, RPC and Conversion reports, delivered on your schedule so you have full visibility of every account.
NCR registered and POPIA compliant. Every contact with a consumer follows the National Credit Act.
Early delinquency collection means we work accounts while they're still recoverable — not after they've gone cold.
If you have a complaint or query outside of Liquidfin, these regulatory bodies can assist directly.
Liquidfin is an NCR-registered external debt collector specialising in early delinquency collections (EDC) — recovering overdue accounts for credit providers before they age into write-off territory. We operate on a commission-only, no cure–no pay model.
Payments collected on your behalf are routed directly into your own trust account, instead of passing through a holding account first.
For you, that means collected funds are in your account the moment your customer pays — with nothing sitting with us in between.
No. Every collection is settled directly into your own trust account. Liquidfin never receives, holds, or transfers your clients' payments — we only manage the collection process and reporting.
Early delinquency collection focuses on accounts in the first stages of non-payment — typically the first one to three missed instalments — where the likelihood of a full, amicable recovery is highest. Acting early keeps accounts out of legal or write-off processes wherever possible.
Commission is negotiable and agreed per book, based on factors like account age, size, and industry. We operate strictly on a commission-only, no cure–no pay basis — if we don't recover, you don't pay.
You'll receive AOD (Acknowledgement of Debt), RPC (Right Party Contact) and Conversion reporting, giving you visibility into contact rates, arrangements made, and amounts collected — on a schedule agreed with your account manager.
Reach out to us as soon as possible so we can confirm the account details and work out a repayment plan that's realistic for your circumstances. The earlier you engage, the more options are typically available.
If you're unsure whether contact from us is legitimate, verify our NCR registration (NCRCP17599) or contact us directly via the details on this page rather than any number left in a message.
If an account remains unresolved and uncontactable, the creditor may pursue further recovery steps permitted under the credit agreement and applicable legislation, which can include legal action.
Your payment behaviour and account status may also be reported to registered credit bureaux in accordance with the National Credit Act, which can affect your ability to obtain credit in future.
We strongly encourage engaging with us before an account reaches that stage.
Get in touch with the Liquidfin team — we're commission-only, so there's nothing to lose by asking.
info@liquidfin.co.za · 012 493 2430 · Boardwalk Office Park, Faerie Glen, Pretoria